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Palm Harbor, FL, 34683 | $479,650
*****Price reduced****"RARELY AVAILABLE. . . . Major Price DROP & Get Instant Equity in this Beautiful End Corner 3 bed / 3 Bath / Deep 2 Car Garage Townhome in Ozona Preserve! This is an amazing Old Florida, waterfront and golf cart friendly neighborhood. Beautifully kept townhome offers 3 bedrooms, 3 baths and 2 screened- in rear porches overlooking a breathtaking preserve. Hardwood flooring on both 2nd and 3rd levels. Volume ceilings and open floor plan. 2nd floor features living & dining rooms, spacious kitchen w/breakfast bar, granite countertops, stainless appliances and wood cabinets in the kitchen leads to the dining area and family room. Plantation Shutters throughout plus crown molding and surround sound for your entertainment needs. 2 screened- in lanais on the rear of the house to relax and enjoy the views. Guest bedroom on the 2nd level with a full bath and access to laundry room. Master bedroom on upper level is oversized with 2 walk in closets and has a private screened lanai. Master bath with his and hers vanities, jacuzzi tub and separate walk in shower. Pocket door for extra privacy between master bedroom and 2nd bedroom with full bath on the upper level. The home has an abundance of storage throughout. . . . Two Car Over-Sized garage spaces & storage that is extra deep for your golf cart. Community pool out your door! Marinas to launch your boat from, local restaurants, pubs, shops, walking & bike trails all within minutes from your front door. Exterior maintenance and roof included in fees. Excellent schools, outstanding location!!! Flood Insurance is NOT covered within HOA Fee's (yearly flood flood amount is currently $700), NEW AC 2022, NEW FRIDGE 2022, DISHWASHER 2022, NEW STAIRWAY CARPET 2023, ROOF 2006 (ROOF IS SLATED FOR REPLACEMENT WITH BUILDING RESERVES WITHIN THE NEXT YEAR), and even though there is currently no elevator, there was a shaft that was built for anyone who chooses to add an elevator in the future. Also, Seller financing available don't want to deal with the banks seller will make it easy with agreeable terms. Tenant Occupied. . . . schedule your showing appointment today!
Features
- Amenities: Pool
- Rooms: 5
- Bedrooms: 3
- Baths: 3 full
- Year Built: 2006
- Garage: 2-car Garage Door Opener, Golf Cart Parking, Oversized, Parking Pad
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,671
- Acreage: 0.04
- Est. Taxes: $6,030
- HOA Fee: $850 Quarterly
- Lot Desc: Conservation Area, Near Marina, Near Public Transit, Unincorporated
- View: Trees/Woods
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Breed Restrictions, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range
- MLS#: U8213167
- Days on Market: 247 days
- Website: https://www.raveis.com
/prop/U8213167/_palmharbor_fl?source=qrflyer
Listing courtesy of REALNET BROKERAGE Phone: 727-753-8555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Palm Harbor, FL, 34683
$479,650
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,720 | $383,720 | $383,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,553 | $2,550 | $3,290 |
| Total Monthly Payment | $3,130 | $3,127 | $3,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388