OUTFOOR FLORIDA LIVING AT ITS BEST! 75 FEET OF DIRECT GULF OF MEXICO ACCESS AND VIEWS! POOL, HEATED JACUZZI, OUTDOOR KITCHEN, UPPER AND LOWER DECKS AND PORCHES, COVERED BOATLIFT WITH DAVITS. Fabulous Key West style home in the "hidden" Palm Harbor neighborhood of INDIAN BLUFF ISLAND. Three car garage with beautiful pavered driveway and lighted stairway to entryway. This is an updated open style home with great outdoor areas! Featuring an open kitchen with water view patio, gorgeous, large granite island with plenty of seating, even the kitchen sink has awesome views! Laundry room with washer and dryer plus plenty of storage. Two downstairs bedrooms and full bath. Kitchen is open to great room with soaring ceilings and beautiful fireplace, hardwood flooring leading to another open room with walls of sliders open to the second floor wrap around porch overlooking the pool and boat house areas. Skylights, open stairwells and hallways, key west style ceilings throughout second floor. Master bedroom features a large private deck overlooking the gulf and has a HUGE closet, truly another room. Located in the fabulous Palm Harbor school district.
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Our Executive Mortgage Banker:
Our Insurance Division:
$6,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $5,520 | $5,520 | $5,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $34 | $33 | $44 |
Total Monthly Payment | $109 | $108 | $119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.