Now is your opportunity to own in High Ridge! Take in all that Western Cranston has to offer. Beautiful condominium featuring two bedrooms, two full bathrooms, an updated kitchen, central AC and updated flooring throughout. Kitchen offers granite countertops and plenty of counter/cabinet space. Open floor plan! With vaulted ceilings, so much natural light comes through to show the beauty of this condominium. Attached one car garage and private balcony to sit outside and enjoy your coffee in the morning or just to relax. HOA fees under $400 that includes water, snow removal and grounds maintenance! Location is prime as it's only minutes to shopping, restaurants, schools and Rte. 10, 95 and 295. Contact the listing agent for your private showing today. Subject to seller finding suitable housing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$312,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,000 | $250,000 | $250,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,663 | $1,662 | $2,108 |
Total Monthly Payment | $2,043 | $2,042 | $2,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.