656 S Pine STREET, New Smyrna Beach, FL, 32169 | $679,700

Buyer Financing fell through ! Welcome to your dream beach home! BLOCKS TO THE BEACH with Surfing, Sunbathing and Seashell hunting galore!! Priced below appraisal, this stunning property offers urban contemporary design with a warm, airy color palette. Completely rebuilt from the studs out finished in 2023 every detail has been meticulously considered. Featuring 2 bedrooms and 1 bath, this beachside retreat is perfect for weekends and vacations. Step inside to discover a modern kitchen with quartz countertops, a Dolomite island, and natural gas commercial-grade appliances. A dry bar with an ice machine and drink refrigerator adds convenience, while a cozy electric fireplace sets the mood. The custom television wall art piece adds a touch of elegance to the living space. Outside, enjoy lush Florida landscaping with tropical plants and a backyard oasis. RV hook-up is available in the rear, with plenty of parking for boat enthusiasts. Embrace the golf cart lifestyle, walking to the beach or nearby entertainment venues. Conveniently located on Central Island behind Norwood's Tree House and The Garlic, and just a paddleboard away from Calissa Park, this home offers easy access to the best of beachside living. Don't miss the Saturday farmer's market at 3rd Ave and S Peninsula in Norwood's parking lot. UPGRADES Include and are not limited to: Spray Insulation 2023, New Metal Roof 2023, AC 2017 with Microbial UV Light, All Exterior Doors in 2023, Interior Shaker Doors with contemporary hardware 2023, STUCCO/Shell Finish/and New Paint 2024, Carport Sealed and coated 2024, Driveway RE-SKIMMED and Finished 2024, Google Ac Monitor, AC VENTS Contemporary Design, New Plantation Style Closet Doors, Windows high Uv and Mirror tent 2024.
For peace of mind, a pre-inspection report has been completed, and the new buyer will receive a transferrable wind mitigation and 4-point inspection for insurance. Additionally, Seller is providing a 13-month limited home warranty at closing.
ALL INFORMATION AND MEASUREMENTS DEEMED ACCURATE. BUYER AND BUYER AGENT TO CONFIRM.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 67 x 100
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 1958
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,072
  • Acreage: 0.15
  • Lot Size: 67 x 100
  • Est. Taxes: $5,011
  • Appliances: Bar Fridge, Convection Oven, Dishwasher, Disposal, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • MLS#: O6182298
  • Days on Market: 194 days
  • Website: https://www.raveis.com
    /prop/O6182298/656spinestreet_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 7:47:06 AM)
Listing courtesy of ANN TITUS   Phone: 386-222-9710

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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656 S Pine STREET, New Smyrna Beach, FL, 32169

$679,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,760 $543,760 $543,760
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.055% 6.256%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,663 $3,572 $4,586
Total Monthly Payment $4,173 $4,082 $5,096

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.