2122 BEACH WOOD Road, Fernandina Beach, FL, 32034 | $599,000

Experience true Florida living in this turnkey 2-bedroom, 2-bath villa nestled in the gated Amelia Island Plantation resort community on South Amelia Island. Located on the fourth floor with elevator access, this fully furnished unit features tile flooring throughout and a kitchen that overlooks the open living and dining space. Newer HVAC, W/D & hot water heater! Enjoy your private balcony, the perfect spot for morning coffee, a good book after a dip in the community pool, or simply relaxing with peaceful views. This well-maintained villa allows pets and is approved for short-term rentals, making it an excellent investment property, second home, or low-maintenance year-round residence. Take a short walk to private beach access and shaded trails, and enjoy proximity to dining, spa, shops, miniature golf, and more. Exclusive Amelia Island Club membership options may be available, offering additional resort-style amenities and activities. Don't miss out on this exceptional opportunity!

Features

  • Parking: Parking Lot
  • Heating: Heat Pump
  • Cooling: Central Air
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Beachwood Villas
  • Year Built: 1974
  • Common Charge: $1,750 Annually
  • Approx Sq. Feet: 1,210
  • Est. Taxes: $7,005
  • Appliances: Dryer, Microwave, Refrigerator, Washer
  • MLS#: 2041072
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/2041072/2122beachwoodroad_fernandinabeach_fl?source=qrflyer
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Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2122 BEACH WOOD Road, Fernandina Beach, FL, 32034

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $584 $584 $584
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,228 $3,185 $4,041
Total Monthly Payment $3,904 $3,861 $4,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.