Arnold Mills classic Cape Cod home is the one you have been waiting for! Deceiving 4 bedroom, 2 bath home nestled in the heart of Cumberland's special northern neighborhood. Updated kitchen features stainless appliances, granite countertops and hardwood floors! Open concept family room and mudroom area flow into the center island kitchen. Good sized living room with ample windows and hardwoods. Dedicated dining room with wainscoting. Two first floor bedrooms with hardwood floors and access to the first floor full bathroom; Second floor has a bonus den area with built-ins and two additional bedrooms and a full bathroom. One of the second floor bedrooms has charming built-ins for a kid bunk room! A MUST SEE to appreciate the space and open concept layout in this home. Lower level features a rec room and a huge storage room & laundry area. Seasonal water views of Rawson Pond when the water comes back : ) Lawn Sprinklers, beautiful grounds, patio off the family room and a fenced backyard. Excellent neighborhood for enjoying outdoor activities and walking to the 4th of July parade. Located in the blue Ribbon Award-winning Community School district. See you soon! Highest and Best due Tuesday, Aug 13th at noon.
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $3,038 | $3,951 |
Total Monthly Payment | $3,672 | $3,672 | $4,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.