Presented byThe Geena Becker Team |
Step into the past with this enchanting property, believed to have been constructed between the 1700s and 1800s, although official records list its construction date as 1900. This unique home is a rare blend of history and potential, making it a perfect canvas for restoration and modernization. Key Features: 5 original fireplaces each adding a touch of historical charm to the home. 5 1/2 Baths, Hardwood Floors run throughout the house, waiting to be restored to their former glory. This home is a diamond in the rough, ready for someone with a vision to bring it back to life. It is ideal for those looking to invest in a property with a rich history and potential. Whether you're looking to create a stunning historical residence or a unique investment opportunity, this home has the foundation to become something extraordinary. Embrace the chance to own a piece of history and create a future filled with charm and elegance. This property is more than just a house; it's a journey through time, ready for its next chapter. The property includes red barn. Barn has 20 amp service only. Water is in the barn but only April through October meaning it's not for winter. Revised survey map indicates 3. 42 acres. Town card states7+ acres. This property is being sold with 3. 4 acres, including the house and the red barn. FEMA displays AE flood plain and my sellers refinanced with Collinsville SB 12 years ago and they proved to the bank that the basement level was above the FEMA flood plain
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Upper | |
Eat-In Kitchen | Wood Stove,Island,Pantry | Main |
Family Room | Fireplace | Main |
Formal Dining Room | Fireplace | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Fireplace | Main |
Study | Fireplace | Main |
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NMLS Mortgage Loan Originator ID 1014636
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $905 | $905 | $905 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,640 | $3,637 | $4,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.