Welcome to your new cozy abode! This charming 1-bedroom apartment, complete with a bonus small room that can be utilized as an office or an additional space of your choice or back to its original open kitchen concept. This unit offers plenty of closet space and built in bookshelves. Located in the heart of the Bronx, on Valentine Avenue, this apartment provides convenience Just blocks to the B/D/4 train, the Mosholu Parkway, and the Metro North Harlem Line. Easy access to Bronx Science, Fordham University, and Montefiore Medical Center. This well-maintained building recently installed a new elevator, new laundry room equipment, new gas boiler system and phone/video intercom system. This unit is sold as is, providing a fantastic opportunity for you to add your own personal style and upgrades. Don't miss this opportunity to create your dream living space in a highly sought-after location. Note: There is an assessment in the amount of $188. 84
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $90,400 | $90,400 | $90,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $624 | $609 | $769 |
Total Monthly Payment | $699 | $684 | $844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.