Escape the everyday in this beautiful 3 bedroom, 2 bath SPLIT plan on the lake! Perfect for first time homebuyers, seasonal residents or your primary home. As you enter you will find an open concept living room & dining room that leads out to an enclosed 4 season sunroom with AC and plexi-glass windows with screens for beautiful lake views all year round. Sit back, relax and enjoy nature at its finest with your morning coffee or a glass of wine after a long day at work. The kitchen has STAINLESS STEEL appliances, new epoxy counter tops and a pantry. The primary bedroom has lake views and is large enough for all your king size furniture with a large walk-in closet, ensuite bathroom with double vanity and walk in shower. The 3rd bedroom is currently used as a home office and man cave but could easily be converted back to a large bedroom. There is a 2-car garage with plenty of storage space, a utility sink and a workshop area and features a full screened door to enjoy the Florida weather. Shadow Lakes community has a very low HOA at just $43/year and is a short distance to Meadow Oaks golf course. Conveniently located off State Rd 52 for shopping and hospital nearby. Just 5 minutes to Expressway for easy access to Tampa & the airports. Call me to schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,657 | $1,616 | $2,041 |
Total Monthly Payment | $2,120 | $2,079 | $2,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.