2220 Spanish DRIVE, #36, Clearwater, FL, 33763 | $274,900

PRICE IMPROVEMENT! Don't miss this incredible opportunity to own a spacious unit in one of the newer buildings at On Top of the World. This fabulously clean 2-bedroom, 2. 5-bathroom unit on the 2nd floor offers 1, 680 square feet of comfortable living space. Enjoy large rooms including formal living and dining areas, a family room, and an extra half-bath powder room. The unit also features walk-in closets and a large indoor laundry room, providing ample storage and convenience. Recent improvements include a newer Trane AC unit, a newer water heater, and a refrigerator, brand new washer and dryer, ensuring a move-in ready experience. The HOA fee covers ground maintenance, water, sewer, trash, recreational facilities, pool and tennis courts, and basic cable. This active 55+ community offers a wealth of amenities to keep you engaged and entertained. Residents have access to two activity centers, two private golf courses (9 and 18 holes), tennis courts, two heated swimming pools, a cardio and strength fitness gym, an aerobics room, and more. Enjoy a variety of activities including billiards, cards, fitness classes, arts and crafts, woodworking, dance, theater, horseshoes, and shuffleboard. Numerous organized social groups and activities ensure that there's always something fun to do. The community also features the Good Karma Café, city bus transportation, and a dog park. Conveniently located just 20 minutes from the beach, this lovely home offers the perfect blend of relaxation and activity, all within a short drive to the beautiful coastline. This pristine, move-in ready unit is clean, clean, clean! Call today to schedule your appointment and see all that this wonderful home and community have to offer.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Golf Course, Laundry, Maintenance, Pool, Security, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Washer Hookup
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1994
  • Common Charge: $435 Monthly
  • Approx Sq. Feet: 1,680
  • Acreage: 5.74
  • Est. Taxes: $909
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: U8245335
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/U8245335/2220spanishdrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 9:17:07 PM)
Listing courtesy of BROPHY REAL ESTATE   Phone: 727-463-9522

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2220 Spanish DRIVE, #36, Clearwater, FL, 33763

$274,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,920 $219,920 $219,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $76 $76 $76
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,463 $1,462 $1,886
Total Monthly Payment $1,614 $1,613 $2,037

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.