PRICE IMPROVEMENT! Don't miss this incredible opportunity to own a spacious unit in one of the newer buildings at On Top of the World. This fabulously clean 2-bedroom, 2. 5-bathroom unit on the 2nd floor offers 1, 680 square feet of comfortable living space. Enjoy large rooms including formal living and dining areas, a family room, and an extra half-bath powder room. The unit also features walk-in closets and a large indoor laundry room, providing ample storage and convenience. Recent improvements include a newer Trane AC unit, a newer water heater, and a refrigerator, brand new washer and dryer, ensuring a move-in ready experience. The HOA fee covers ground maintenance, water, sewer, trash, recreational facilities, pool and tennis courts, and basic cable. This active 55+ community offers a wealth of amenities to keep you engaged and entertained. Residents have access to two activity centers, two private golf courses (9 and 18 holes), tennis courts, two heated swimming pools, a cardio and strength fitness gym, an aerobics room, and more. Enjoy a variety of activities including billiards, cards, fitness classes, arts and crafts, woodworking, dance, theater, horseshoes, and shuffleboard. Numerous organized social groups and activities ensure that there's always something fun to do. The community also features the Good Karma Café, city bus transportation, and a dog park. Conveniently located just 20 minutes from the beach, this lovely home offers the perfect blend of relaxation and activity, all within a short drive to the beautiful coastline. This pristine, move-in ready unit is clean, clean, clean! Call today to schedule your appointment and see all that this wonderful home and community have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,445 | $1,855 |
Total Monthly Payment | $1,633 | $1,596 | $2,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.