2620 Cove Cay DRIVE, #605, Clearwater, FL, 33760 | $275,000

HUGE PRICE REDUCTION $25, 000 on the 6th FLOOR!!! STUNNING VIEWS of Tampa Bay, Golf Course and the grounds are Magnificent! MILESTONE Engineer report DONE – NEWER ROOF – UPDATED ELEVATORS for the building!!! All UPDATED & REMODELED Interior!! Make this your full-time residence or an amazing second home!!!
LUXURIOUS COVE CAY condo with unparalleled views of the luscious green golf course and Tampa Bay offering a serene and picturesque lifestyle in this 24 hour gate-guarded community. This 6th floor 2 bedroom 2 bath unit has been meticulously updated to meet the highest standards of modern living. Building has NEW ROOF & ELEVATORS, and assessment is already paid. HURRICANE IMPACT windows were installed in 2019 as well as an all new kitchen with white cabinets offering ample storage making it a chef's delight. The countertops are quartz and the appliances were new in 2023. There's BAMBOO flooring throughout the living and family rooms, while the entry hall and den have new (2024) LUXURY VINYL TILE. The primary bedroom has a remodeled ensuite bathroom (2019) with new vanity, toilet, step-in shower and granite countertops and tile floor. There's a walk-in closet as well. The second bath has also been remodeled (2019) with new fixtures, vanity and granite countertops. The WATER HEATER and HVAC were replaced (2019) along with a Humidistat thermostat to control humidity and a UV blue light to kill airborne contaminants. The private full-size laundry with storage is across the hall. There are many amenities to enhance your Florida lifestyle; a bike storage area, carport, as well as the community pool and spa. This unique community has a privately owned golf club, Cove Cay Golf Club with full restaurant and bar and privately owned marina where you can rent or store boats or kayaks and enjoy the waterside bar. Don't miss this opportunity to own your slice of paradise.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: COVE CAY 26-20 VILLAGE II
  • Year Built: 1974
  • Approx Sq. Feet: 1,050
  • Acreage: 1.7
  • Est. Taxes: $3,426
  • Condo Fee: $740 Monthly
  • Elem. School: Belcher Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8246557
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/U8246557/2620covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 12:32:09 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

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2620 Cove Cay DRIVE, #605, Clearwater, FL, 33760

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $286 $286 $286
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,464 $1,462 $1,855
Total Monthly Payment $1,825 $1,823 $2,216

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.