Welcome to this Beautiful Cape Home Located in the Heart of Floral Park. Don't Miss this opportunity to own this Amazing, Ready-to-move-in, Brick Property boasting a Big Backyard with a Large Terrace Deck and a Long Private Driveway with/ Four Parking Spots. New Roof (1 Year Old). New Siding. New Gutters. Hardwood Floors throughout the house. This Gem is Conveniently located near the LIRR & Buses. Reach Manhattan & Brooklyn in under 35 minutes. 15 minutes away from JFK Airport. On the First Floor: A Huge, Custom Made, State of the Art Eat-in Kitchen w/ Dining. A Comfortable Living Room. A Modern, Custom Made Bathroom. There are two Spacious Bedrooms on the first floor. On the Second Floor: A Private Bedroom. A Large Extra Bonus Room can be converted into a 4th Bedroom. Half Bathroom. Full Finished Basement w/ a Separate Entrance. Laundry. Bathroom & Lots of Storage Space. 3 Total Bedrooms. 2. 5 Bathrooms. Low Taxes: $7956. Lot Size: 40x100
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Our Executive Mortgage Banker:
Our Insurance Division:
$859,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $687,200 | $687,200 | $687,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,902 | $4,287 | $5,753 |
Total Monthly Payment | $4,657 | $5,042 | $6,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.