A/O -Welcome to 6 Kimball Rd, a lovely home located in the highly desirable South Side area of historic Poughkeepsie, where charm meets modern convenience. This enchanting property is situated on a picturesque tree-lined street, complete with sidewalks and vintage street lamp posts, creating a warm and inviting atmosphere that you will love coming home to. As a true green home, this residence is not only stylish but also extremely energy efficient. With cutting-edge geothermal heating and solar panels, you can enjoy an astonishingly low average utility bill of just $20 a month! This sustainable living option allows you to reduce your carbon footprint while enjoying the comforts of modern amenities. Step inside this sweet home and find a culinary delight kitchen, featuring stunning granite countertops, modern cabinetry, stainless steel appliances, and barstool seating that seamlessly flows into the dining area. This open-concept design is perfect for entertaining guests or enjoying family meals. Throughout the home, you'll find beautiful hardwood floors that add warmth and elegance to every room. Discover a spacious primary suite that features a cozy sitting area, perfect for an office space or a tranquil reading nook. This suite boasts a newly renovated full bathroom, providing a private retreat for relaxation. The first bedroom has been thoughtfully transformed into a home office, complete with built-in shelving, making it a perfect space for productivity. The living room is a highlight of the home, featuring a cozy fireplace and a large picture window that allows natural light to flood the space, creating a bright and airy ambiance. You'll also appreciate the extra closet space in the third bedroom, as well as the generous storage options throughout the home, including a pull-down stairway (PDS) to the attic for additional organization. Garage parking provides convenience and protection for your vehicle, while city water and city sewer ensure modern living standards. The home is designed with an expansive Trex deck that overlooks a mostly private rear yard, offering an ideal space for outdoor gatherings, barbecues, or simply unwinding in nature. For those with electric vehicles, an EV charger is conveniently located on the property, making it an eco-friendly choice for your transportation needs. You will also appreciate the central air conditioning, ensuring comfort throughout the warmer months. A brand-new roof adds peace of mind, allowing you to focus on enjoying your new home. The exterior of the home is a charming combination of brick and wood clapboard, complemented by beautiful brick walkways that enhance the curb appeal. Located just minutes away from shopping, the train station, medical facilities, and scenic parks, this home offers both tranquility and accessibility. Whether you're enjoying a quiet evening on the deck or hosting friends for a gathering, this South Side gem is the perfect place to call home. Don't miss the opportunity to embrace a lifestyle of comfort, efficiency, and charm in this delightful property! The enchanting Hudson Valley offers vineyards, parks, walking trails/Rail Trail, antique shops, cozy cafes and an abundance of culinary-grade and farm-to-table restaurants. Floor plans available. Must see to appreciate.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,036 | $2,667 |
Total Monthly Payment | $2,805 | $2,775 | $3,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.