This adorable 2 bedroom, 2 bathroom home nestled in a quiet 55 plus community is ready for its next homeowner! The living room / dining room combination is light and airy and leads to the very large screened in lanai that overlooks the tranquil shared green space behind the home. The oversized primary bedroom has its own entrance to the lanai, two separate closets, and an updated ensuite bathroom. The second bedroom has beautiful built-in bookshelves and is set up perfectly for an office, but also includes a built-in Murphy bed to quickly transform the space into a guest bedroom. Brand new roof in September of 2024. The entire interior and exterior of the home has been painted from top to bottom in May of 2024 for a new, fresh look. The landscaping has been transformed with new mulch to accent the low maintenance plants. The one car garage is equipped with built in closets for ample storage space. This home has had many additional upgrades including 2023 new stainless steel kitchen appliances, 2023 new washing machine, 2023 updated primary shower, and 2021 new hot water heater. A new roof will be installed before closing with a completed wind mitigation report. The HOA community benefits include a private pool, large clubhouse, and multiple shuffleboard courts for its members. Located close to US 19 North, the the famous Pinellas County Beaches are just minutes away. This location also has easy access to both St. Pete and Tampa International airports, and it is just a quick trip to downtown St Petersburg and downtown Tampa.
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,921 |
Total Monthly Payment | $1,765 | $1,764 | $2,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.