One or more photo(s) has been virtually staged. PHENOMENAL DEAL!! EXCELLENT PRICING FOR RENOVATED HOME! This beautifully renovated home features a range of HIGH-END finishes and thoughtful design elements throughout with the Atlantic OCEAN STEPS AWAY! Walk through your private front porch into the OPEN floor plan. Formal Living and Dining Room combo with lots of NATURAL LIGHT, large beautiful windows and luxury vinyl plank flooring. All flows into the renovated Kitchen with QUARTZ countertops, quartz backsplash, large island overlooking Dining Room, Samsung stainless steel appliances, & built in pantry. Large kitchen window overlooks your backyard and features a door that leads out to the lanai, making it perfect for entertaining. The family room is a cozy retreat, with LVP flooring and Faux fireplace with brick accents that create a warm and inviting atmosphere. The double doors lead out to the lanai, allowing for seamless indoor-outdoor living. Under the stairs, you'll find additional storage space, perfect for keeping your belongings organized. The property also includes a convenient half bath on the main level, with space for laundry and a single sink with quartz countertop. The luxury vinyl plank stairs lead you to the upper level, where you'll find the bedrooms. Master Bedroom is a true retreat, with LVP flooring, multiple closets including a large walk-in closet, and sliders that open to a private balcony overlooking the front of the home where you can get a view of the Intracoastal Waterway. The en-suite bathroom features a stylish BARN DOOR entry, double sink with quartz countertop, and a walk-in shower. Bedroom 2 is generously sized and offers plenty of closet space. The large window provides a lovely view of the backyard, and the LVP flooring adds a touch of elegance. Bedroom 3 features LVP flooring and a large closet, providing ample storage space. The second bathroom features a tile tub/shower combo, quartz countertop, and a single vanity. The lanai is a perfect outdoor oasis, with rounded windows that offer a unique architectural feature and a view of the large, private backyard which has plenty of ROOM FOR A POOL. It's an ideal space for enjoying the Florida weather and entertaining guests. This home has been updated with every detail including new AC, roof, and hot water heater all installed in 2023. Some windows have also been replaced, ensuring energy efficiency and comfort. The private front porch entry, partially FENCED, and 100 ft wide, high lot offer a sense of privacy and tranquility. The property is adjacent to a double lot, further enhancing privacy and creating a serene environment. From the front yard, you can enjoy views of the river, adding to the overall appeal of this exceptional property. Additionally, there is a shed on the property, providing additional STORAGE space. Don't miss the opportunity to own this exquisite property that combines modern luxury with thoughtful design and stunning views all within beautiful Ormond Beach. In flood zone X-no flood insurance required!! High and dry!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $595 | $595 | $595 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,552 | $3,238 |
Total Monthly Payment | $3,289 | $3,222 | $3,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.