** Seller says they will help with Closing Costs! ** This beautiful 4 Bedroom/2 Bath FRESHLY PAINTED (exterior) home with a NEW ROOF (2023) is located on a quiet street in the Belle Terre subdivision of Palm Coast, and it's close to US 100, US 1, and I-95, and not far from some of the hottest retail properties in Flagler County, including Shopping, Dining and Entertainment, as well as Doctors, Hospitals, Recreation, Parks, and our beautiful Florida beaches! TILE FLOORING can be found in all the main rooms and bathrooms of this spacious single story home, with WOOD LAMINATE in all four Bedrooms. The GREAT ROOM connects to the LARGE KITCHEN with its BREAKFAST NOOK situated in front of a lovely BAY WINDOW, SOLID WOOD CABINETS, and an EXTRA LARGE CLOSET PANTRY with an adjoining LAUNDRY ROOM that has space for even MORE STORAGE for your Dry Goods, Canned Goods, and Paper Goods. The MASTER BEDROOM opens up to the MASTER BATHROOM with a WALK-IN CLOSET, WALK-IN SHOWER, and a GARDEN TUB designed to let you soak away the stresses of the day. Additional attributes include CEILING FANS, a LARGE GARAGE with NEWLY EPOXIED FLOORING, RAIN GUTTERS, and more! And when you're ready to relax, step out of the SLIDING GLASS DOORS onto the COVERED LANAI that looks out on a LARGE PRIVATE BACKYARD PARADISE with MATURE TREES and PRIVACY FENCES on both sides. This is Florida Living at its best!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,645 | $1,624 | $2,085 |
Total Monthly Payment | $2,072 | $2,051 | $2,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.