5635 Spanish Point COURT, Palmetto, FL, 34221 | $320,000

Step into a world of charm and tranquility with this beautifully updated 3-bedroom, 2-bath villa nestled in the hidden gem of Spanish Point Villas in Palmetto, FL. Imagine waking up each morning in your peaceful retreat, surrounded by the scenic beauty of the Moccasin Wallow Golf Club. The serene pond, just steps from your lanai, is your private oasis, where you can enjoy the gentle sounds of nature while sipping your morning coffee.

This quaint, well-manicured community of just 48 villas offers a maintenance-free lifestyle, allowing you to focus on the things that matter most. Picture yourself hosting family gatherings in the spacious living area, with sunlight streaming through the windows, or unwinding in the primary bedroom as you watch the sky paint itself in hues of orange and pink at sunset.

The current owners have poured their hearts into this home, adding thoughtful updates that blend modern comfort with timeless appeal. New appliances, fresh tile flooring in the bedrooms, and a vibrant exterior paint job completed in 2024 breathe new life into the space. The third bedroom, with its unique wall molding design, offers a perfect spot for an office or a cozy retreat.

Living here means enjoying the best of both worlds: the tranquility of a private road and the convenience of being just minutes from I-75. Whether you’re heading north to the vibrant St. Pete Beach or south to the cultural hub of Sarasota, your adventures are never far away. Everyday conveniences like Publix and Ellenton Outlet are practically at your doorstep, making life here as easy as it is delightful.

Spanish Point Villas is more than just a home; it's a lifestyle. With a community pool, friendly neighbors, and the peace of mind that comes with no CDD fees, this villa is a blank canvas, ready for you to make it your own. Whether you're starting a new chapter or looking for a place where every generation can feel at home, this villa offers the perfect backdrop for your life’s story.

Features

  • Amenities: Maintenance, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Style: Mediterranean
  • Year Built: 2003
  • Garage: 1-car Garage Door Opener, On Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,393
  • Acreage: 0.05
  • Est. Taxes: $3,570
  • HOA Fee: $1,425 Quarterly
  • Lot Desc: In County, Sidewalk
  • View: Water
  • Elem. School: Barbara A. Harvey Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4615649
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/A4615649/5635spanishpointcourt_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/5/2024 6:32:11 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-907-1033

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5635 Spanish Point COURT, Palmetto, FL, 34221

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $298 $298 $298
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,618 $1,616 $2,090
Total Monthly Payment $1,991 $1,989 $2,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.