Convenient 3 bedroom 1 bath ranch style home near Oneco Pond and conveniently located near scenic 14A with a detached 1 car garage. This home has had many updates, flooring in kitchen , bathroom and bedrooms . Newer woodstove in living room, newer energy efficient windows, newer mini-split low temperature heat pump for heating and central air conditioning, new heat-pump hybrid hot water heater. Oversized deck for entertaining with friends and family. Private wooded back yard. Lower level of home has 1 finished heated room for a gym, office or family room. The laundry is in lower level. The lower level is a full walkout. Home is perfect for a first time homebuyer or second time home buyers who might be downsizing. Come and take a look. You will fall in love SUBJECT TO SELLER FINDING SUITABLE HOUSING IN RHODE ISLAND
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 13.0 x 14.0 | Main | |
Bedroom 2 | 11.0 x 12.0 | Main | |
Eat-In Kitchen | 12.0 x 13.0 | Main | |
Formal Dining Room | Main | ||
Full Bath | Main | ||
Living Room | Wood Stove | 14.0 x 18.0 | Main |
Primary Bedroom | 13.0 x 15.0 | Main | |
Rec/Play Room | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,041 |
Total Monthly Payment | $2,042 | $2,000 | $2,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.