This turn key, Model End unit has beautiful views of Mount Sinai Harbor and The Long Island Sound all year round! With 3 bedrooms and 3. 5 baths this home boasts hardwood floors throughout the main floor, loads of natural light through the Andersen windows, an updated kitchen with granite countertops, custom cabinets, stainless steel appliances, a sunny breakfast nook surrounded by windows, a freshly renovated powder room and wood burning fire place. Upstairs you'll find the primary suite which comes complete with en suite bath, spacious walk in closet and breathtaking birds-eye view of Connecticut on a clear day! Two more well appointed bedrooms share an adjoining bathroom with custom window treatments. The lower level comes complete with another full bathroom, a 2nd wood burning fire place, new tile flooring, a large closet for additional storage and a sliding back door that leads to a covered patio. The home also has new central air conditioning, a new oil burner, composite decking, an over sized 2 car garage with plenty of storage and a driveway that can fit 6 or more vehicles! The beautifully manicured grounds of Mountain ridge include 23 parklike acres in the Famed Blue Ribbon, Mount Sinai School district. The clubhouse at Mountain Ridge just underwent a full renovation and features a tennis court, a pool, gazebo & private gym. Mountain ridge is an intimate community of 18 homes situated north of 25A. , Additional information: Appearance: Excellent, ExterioFeatures: Tennis
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,199 | $599,199 | $599,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,362 | $1,362 | $1,362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $3,982 | $5,053 |
Total Monthly Payment | $5,491 | $5,436 | $6,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.