Location, Location, Location! Welcome to this stunning home in Floral Park, situated on a corner lot and within walking distance to public transportation such as the Long Island Railroad and buses. This beautiful residence effortlessly combines convenience and comfort in a highly desirable neighborhood. This home features elegant crown moldings and hardwood floors throughout, adding a touch of sophistication to every room. Every room is equipped with a ceiling fan to ensure a cool and comfortable living environment year-round. The spacious living room, complete with a cozy fireplace, offers a perfect spot to relax and unwind. The large dining room is ideal for hosting dinner parties and family gatherings, while the generously sized kitchen boasts gleaming granite countertops and modern stainless steel appliances-making meal preparation a delight. This home includes three bedrooms and two full baths. Additionally, the bathrooms, windows, and roof have been recently updated, ensuring modern comfort and efficiency. Both the electrical and plumbing systems have been upgraded to meet contemporary standards. For added flexibility, there are several bonus rooms that can easily be customized to fit your needs, whether as an office space or hobby room. The attic, with its high ceiling, presents an opportunity for a game room or additional living area. The finished basement features a bar, perfect for entertaining and celebrations. With its perfect blend of functional spaces and inviting atmosphere, this Floral Park gem is ready to welcome you home. Don't miss your chance to own a piece of this wonderful community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,024,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $819,200 | $819,200 | $819,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $950 | $950 | $950 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,398 | $4,846 | $6,748 |
Total Monthly Payment | $5,473 | $5,921 | $7,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.