Wonderful ranch style home situated on 1. 3 acres in Hyde Park, set about 350 ft back from the road. You'll love the spacious living room complete with hardwood floors and a bay window. A cook's dream, country kitchen with room to entertain! Relax in the oversize family/rec room, where you can enjoy warming up on a cool evening by the wood stove, or escape to your back yard via the sliding glass door. There are three bedrooms on the first floor, and finished rooms on the upper floor that include a large bonus room with built in storage, a balcony and a skylight, lending to a bright, airy feel, and a full bath. Also, on the second level is attic space which could be a future room! Finally, if you're a car enthusiast or have hobbies, maybe you'd like a workshop, or just need storage, there's a very large, 32 x 32 foot, detached garage! So many possibilities with this home, large living spaces, lots of storage, and a huge yard! Close to the villages of Hyde Park and Rhinebeck, National Historic sites, colleges, shopping, restaurants, approximately 20 minutes to trains and the TSP!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,971 | $2,530 |
Total Monthly Payment | $2,738 | $2,713 | $3,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.