Welcome to this unique Andover farmhouse-style home with its own private island! An arched bridge accesses the island, and you can use it as your own private campground with a fire pit, seating area, space for tents, and a hammock. Recreational opportunities abound, from kayaking to fishing to watching the visiting swans. The interior boasts a renovated kitchen and newer wide pine flooring throughout the first floor. The living room features a cozy wood stove that heats the home so much that it allows the current owners to keep the heat off even in the winter! The large family room continues the rustic feel with exposed wood beams and an outdoor balcony. Completing the first floor is a bedroom and a renovated full bath. Upstairs has one smaller bedroom, an office/bedroom, and an expansive primary bedroom with a private deck with river views. Seller will entertain offers with buyer concessions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wood | 10.0 x 12.0 | First |
Bedroom 3 | Flooring - Wall to Wall Carpet | 16.3 x 13.3 | Second |
Dining Room | Flooring - Wood | 8.5 x 24.8 | First |
Kitchen | Flooring - Wood | 13.9 x 11.8 | First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Wood | 17.1 x 14.2 | First |
Master Bedroom | Flooring - Wall to Wall Carpet, Balcony / Deck | 16.5 x 23.9 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$774,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,200 | $619,200 | $619,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $679 | $679 | $679 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,068 | $4,068 | $5,183 |
Total Monthly Payment | $4,839 | $4,839 | $5,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.