Tranquility is the best way to describe this quiet, waterfront, North end location. This charming home is located in the City of Anna Maria on a large 7, 395 sq ft lot with a dock on Lake Marcia which is ideal for fishing, Paddle boarding and kayaking. Quick and easy access to the Coconut Ave beach access and the many shops and restaurants on Pine Ave. This elevated home has red oak wood floors, vaulted ceilings and Kraft Maid kitchen cabinets. Updates include AC 2018, Roof 2018, HWH 2024, Windows and doors 2012. You will love how spacious this home feels with the many long windows for natural light and glass doors that open to the large, screened lanai with vaulted ceiling. The large family room (which could also make a great 3rd bedroom) has a porch on the East side to take advantage of those quiet mornings watching the sun rise. View the awesome sunsets from the large, screened lanai which is just off the living room but also has a doorway from the family room as well. Looking for more room? Explore the possibility of enclosing the lanai for an additional living area. The existing lanai roof is an original part of the roof. There is also a large open deck for relaxing in the sun and taking in the natural landscape surrounding the property. The large area under the home has several areas for enjoying the shade and gulf to bay breezes that flow through. Although this home has never been a vacation rental, it can be rented and there is no minimum rental requirement. There is room for a pool on the South side of the property.
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Our Executive Mortgage Banker:
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$1,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,658 | $7,757 | $10,501 |
Total Monthly Payment | $8,011 | $8,110 | $10,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.