One or more photo(s) has been virtually staged. Escape to this idyllic waterfront haven, perfect for outdoor enthusiasts and water lovers! This brand-new, never-lived-in home, which sustained no damage or flooding from the recent hurricanes, sits soundly on concrete stilts, offering breathtaking views of the Withlacoochee River. Situated on a quiet cul-de-sac, this property offers approximately 200 feet of river frontage, making it a paradise for boating, fishing, and kayaking. Featuring 2 bedrooms and 2 bathrooms, the home offers a large living room with two sliders that open up to a 10x40' screened deckâperfect for enjoying your morning coffee or evening sunsets over the river. A handy cargo lift/elevator adds extra convenience, and underneath the home, you'll find a 378 sf storage room and two spacious parking areas. Unwind in the brand-new hot tub/spa that is available but not yet installed, or take your boat out for a scenic ride on the river. Explore nearby Lake Panasoffkee & Wysong Park for hiking, biking, birding, and wildlife watching. Just a short drive to Inverness and approximately 10 miles to I-75 and the Turnpike, this property offers the perfect balance of seclusion and accessibility. Whether you're looking for a serene second home or a vacation getaway, this beautiful property is an outdoor lover's dream. Don't miss the opportunity to own this slice of paradise on Florida's Nature Coast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,573 |
Total Monthly Payment | $3,040 | $2,966 | $3,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.