One or more photo(s) has been virtually staged. Under Construction. This Beautiful Banyan A Model is a 4/2 Split Bedroom Plan, the 4th Bedroom could be an office, den etc. You enter into an Open floor plan w/Cathedral ceilings, a separate Dining Area and Spacious Kitchen w/a large eat at Island. The solid wood cabinets w/soft close doors & drawers, Granite countertops, SS dishwasher, range & microwave, undermount sink is truly a Dream Kitchen and perfect for entertaining. The home features Luxury Vinyl Planking throughout expect in the bathrooms and laundry room where the flooring is tiled all for easy clean up. The private Primary Bedroom boasts trey ceilings, ceiling fan, walk in closet, & en-suite bath. The Primary Bath has the same granite and solid wood cabinets w/the soft close doors as the kitchen and guest bath, and a large tiled shower w/glass enclosure. The guest wing of the home has 3 bedrooms and a guest bath W/solid wood cabinet, granite & tiled tub/Shower combo. The home has an inside laundry, in the wall pest defense system, easy to clean tilt inside windows, garage door opener that is WIFI ready. Hurry and make an appointment to see this home today and make it your own ! The home is in a fast growing family area with lots of new construction homes. Seller Incentives
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $229,520 | $229,520 | $229,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $37 | $37 | $37 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,566 | $1,525 | $1,936 |
Total Monthly Payment | $1,678 | $1,637 | $2,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.