3608 Joyce DRIVE, #3608, Bradenton, FL, 34208 | $339,000

Spectacular water views of the Braden River. You can sit out your back porch and just take in the serine water views while sipping your morning coffee before heading to the community fitness center to get in a quick workout. Later in the day you can get in a round of golf at the association owned golf course. After your game of golf you can jump in the community pool to cool off. River Isles has it all!! River Isles is one of the premier 55+ active communities in Bradenton. There is so much to see and do here. The community has a club house, fitness center, pool, golf course, shuffleboard and much more. The home is a well maintained 2BR, 1BA plus a large bonus room. The home has a light and airy feel with great water views out the family & bonus room windows. Updated kitchen. The tile roof was replaced in 2007 and AC in 2019 and some of the windows facing the water were replaced in 2018. There are very few homes in River Isles that have water view and they rarely come up for sale.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Garage
  • Complex: RIVER ISLES
  • Year Built: 1973
  • Common Charge: $60 Monthly
  • Approx Sq. Feet: 1,480
  • Acreage: 0.15
  • Est. Taxes: $4,150
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: A4618802
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/A4618802/3608joycedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:47:22 AM)
Listing courtesy of COASTAL CONNECTION REALTY   Phone: 941-896-9991

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3608 Joyce DRIVE, #3608, Bradenton, FL, 34208

$339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,804 $1,802 $2,287
Total Monthly Payment $2,225 $2,223 $2,708

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.