Welcome to PARADISE, 9407 Andover Circle: A Villa in a Water Front Community of Elegance
and Recreation.
Step into luxury with this stunning Villa in the heart of Mount Vernon's Active 55+ Community.
This home is not just a residence; it is your gateway to a vibrant lifestyle, surrounded by the
natural beauty of Sarasota Bay.
A move-in ready Villa awaits you. This 2 bedroom, 2 bathroom haven is the epitome of Florida
living, offering a lifestyle that is both tranquil and thrilling.
Prime Location:
-Proximity to Anna Maria Island: just under 3 miles, your beachside adventures are within easy reach.
-Boating Bliss: Situated on Sarasota Bay, a canal serpentines the property granting immediate
access from your personal dock. YOUR DOCK with fresh water is $10/YEAR; on-site
boat/trailer/RV/Kayak storage is $10/YEAR with a waitlist. ( There is a ONE-TIME $25 application
fee. ) Yes, you read that right - $10/YEAR and NO MONTHLY FEES. Kayak storage is also
available adjacent to the Bay ($10/YEAR).
Villa Features:
-Freshly Painted & Bright inside and outside: An open concept floor plan that has been tastefully updated for modern
living.
-Gourmet Kitchen: Boasting solid wood cabinetry, gleaming granite, and a breakfast bar with a
serving buffet twist.
-Elegant Living Spaces: Crown molding, ceiling fans, and large windows create an inviting
atmosphere for relaxation and entertainment.
Comfort & Style:
-Spacious Bedrooms: Two serene retreats with ceiling fans, 2" blinds and updated bathrooms,
including a master ensuite with a walk-in shower with safety bars and walk-in closet with attic
access.
-Luxurious Touches: Berber carpet in living areas, tiled floors, and a host of designer details
throughout.
Outdoor Living:
-Front & Back Patios (14’x 21’ front, 6’x 14’ back): Whether you're hosting a gathering or
enjoying a quiet morning coffee.
-Scenic Walking Paths: Lead directly to the clubhouse and meander through 86 acres of
community grounds.
Community Amenities:
-Remodeled Clubhouse: A hub of activity with a banquet room, game room, library, and more.
-Community heated Pool: Dive into relaxation or enjoy water aerobics in the sun.
-Fitness Center: Stay active and fit without leaving the comfort of your community.
-Fishing Dock: Cast a line and reel in serenity on the tranquil lake.
-Recreational Delights: Heated pool, tennis, pickleball, bocce ball, spa, sauna, fitness center,
putting and chipping green, workshop/woodshop, pool room and library.
-Natural Beauty: Multiple lakes with private fishing, reflection garden, bay front pavilion with
grill, kayak launch, meditative bird sanctuary.
Worry-Free Living:
-Recent Upgrades: HVAC (JUNE 2024), total exterior paint (June/July 2024), roof (2023),
dishwasher (2022), water heater (2021), and washer/dryer (2020).
-Convenient Storage: Exterior closet.
Embrace a life where every day feels like a vacation. You are not just buying a home; you're
investing in a lifestyle. With these amenities and more, 9407 Andover Circle is more than a
home— it will be the time of your life! Inquire today to learn more and take the first step towards
your serene Sarasota Bay retreat!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,483 | $1,928 |
Total Monthly Payment | $1,893 | $1,854 | $2,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.