Under contract-accepting backup offers. LOOK at the new pictures, see the new paint! All the grab bars were removed and drywall repaired! What a difference! Scroll through the pictures, the pictures at the end are before pictures.
Great location! Lake Padgett Estates has so much to offer. Lakes, stables, no HOA. The home is has had the major Maintenace has been done over the past several years. Grab bars removed, all drywall repaired 2024. Walls, ceilings painted 2024. Water heater 2024. AC - 2022. Water Filtration 2021. Septic 2019. Roof 2018. The interior needs updating and that's it. The home is solid. This home is perfect for a 203K renovation loan! It has a large, fenced backyard. A portion of the garage was converted into the laundry room which opens to the kitchen. The family room shows in public record as enclose finished porch. Bring your imagination!
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Our Executive Mortgage Banker:
Our Insurance Division:
$362,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $290,000 | $290,000 | $290,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,929 | $1,927 | $2,446 |
Total Monthly Payment | $2,538 | $2,536 | $3,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.