This lovely home is located in the popular community of Indian Lakes! Beautiful water front lot 3 houses away from the community pool, playground and tennis courts! Roof was replaced 12/21/2020, HVAC replaced is 2018, and water heater new in 2019! The front entrance is a large, screened area leading into a grand floor plan for entertaining! The living area of the home offers a formal dining room, living/bonus room, family room/ Kitchen combo all looking over a large screened patio area for entertaining! The floor plan makes this home seem much larger than the actual square footage! Private backyard with a beautiful pond view has plenty of room to add a pool if you desire a private pool! Split bedroom plan with 4 bedrooms and 3 baths, with one having access to the patio area. All bathrooms have granite The kitchen offers black stainless-steel appliances all included with the home, granite countertops with a nice backsplash. Large inside laundry room right off the garage with washer and dryer that are included with the home purchase. All this is centrally located in the city limits of St. Cloud. Close to major highways leading to Orlando, the Orlando airport, Lake Nona, theme parks and Brevard beaches. Grocery and restaurants are within a mile from the home. This is a must-see home!!
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Our Executive Mortgage Banker:
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$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,429 | $2,366 | $3,052 |
Total Monthly Payment | $2,980 | $2,917 | $3,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.