Welcome to this recently redesigned, multi-level, contemporary home. Nestled on almost 2 acres, between the Hamlet of Gardiner and the Village of New Paltz, hop on the rail trail which takes you to either destination. Desirable, main level open floorplan, and ample additional recreation room, opens up many opportunities to suit your needs. Although the house was built in 1985 the current owners renovations have ushered it into 2024! Before stepping inside you will notice the modern black framed, efficient windows, new siding, oversized gutters and insulated garage doors, (2022). Exterior is enhanced with the recently refreshed, low maintenance landscaping. New flooring throughout; main level sturdy laminate, lower level 'wood-look' ceramic, and baths are both tiled. Bathrooms were both taken down to the studs, re-plumed with Pex water lines, insulated, sheet rocked and finished with stylish tiles and fixtures (22/24). Recessed lighting throughout, plus 6 panel wood doors and trim. Maytag washer/dryer, with new water system consisting of filters, softener and pressure tank since 2022. New sliding glass doors with interior blinds leads you to the over sized 15' x 25' Timber Tec deck, just completed! Cherry cabinets, quartz counters, stainless appliances and brand new Frigidaire dishwasher complete the kitchen. NEST system protects the home with smoke and carbon monoxide detectors. Large shed for all the toys and enclosed veggie garden complete this amazing offering! Location is prime, quiet country road, just minutes to town centers! Minutes to the Thruway, and area attractions and restaurants. Minnewaska, Mohonk, Wallkill Valley Rail Trail and the Walkway Over the Hudson just a short drive. Opportunity to indulge in the bounty of local farm markets, wineries and breweries. Come take a look, this one won't last long!!!! Generator under deck and freezer in garage DO NOT CONVEY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,815 | $3,812 | $4,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.