PRICE REDUCTION! OWNER FINANCING AVAILABLE AT 5. 5% INTEREST! Ask your Realtor for details - Welcome to this POOL home that is a 3/2 IRIS with the BOND PAID in the Village of Charlotte! This home will captivate your attention the moment you walk through the front door. Step into the spacious living room featuring tile floors and you will be dazzled by the view of the sprawling lanai and inground pool area with a view of an abundant sized POND across the street. The 11’ x 25’, 10, 000-gallon fresh water pool filtered by OZONE can be your little PIECE OF PARADISE while basking in the sun, not only in the pool, but on the pool deck that is 18’ wide x 47’ long. When you have had enough sun for the day you can still enjoy the view while relaxing under the roof of the 6’ x 28’ lanai with an electric awing that extends out to the pool when you want additional shade. And, there are even sun shades attached to the screen to help filter out the late afternoon sun if needed. Now for those cold winter days, there is Solar and a Heat Pump so you can enjoy your pool year-round! That being said, you will also get to enjoy the AMAZING SUNSETS 365 days a year, weather dependent. Now back inside to the spacious floor plan that seamlessly connects the living room to the dining room, creating an ideal space for entertaining. The kitchen is a chef's delight with a cozy dinette area for casual dining. Retreating to the primary bedroom with its TRAY CEILING, walk-in closet, and en-suite bathroom boasting dual sinks and a luxurious ROMAN walk-in shower. The second bedroom is enhanced with a CATHEDRAL CEIILNG while the 3rd bedroom has a VAULTED CEILING. The 2nd bath with a tub/shower combination is conveniently located next to the 2 guest bedrooms. Enjoy the convenience of indoor laundry facilities complete with built-in cabinetry and a sink. TWO-CAR + GOLF-CAR GARAGE, providing ample space for vehicles and recreational equipment. The Village of Charlotte is conveniently located between Lake Sumter Landing and Brownwood Paddock Square. The Captiva Recreation Center is just a few minutes’ walk from this home offering pickle ball and many other activities. Also, it is just a short golf cart ride to 466A and Colony Blvd with an abundance of shopping, restaurants, banks, and medical. Be sure to make your appointment now to view this POND VIEW home with your own PRIVATE POOL! Furniture package available for purchase. Please be sure to watch our video link!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,561 |
Total Monthly Payment | $3,915 | $3,912 | $4,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.