Looking for a safe single story? This condo is in a non-evacuation zone & made it through 2 major hurricanes with no flooding or damage! Discover the perfect blend of comfort and convenience in this charming one-story condo, nestled in the sought-after 55+ community of Normandy Park South in Clearwater. This home offers a maintenance-free Florida lifestyle, where every detail has been thoughtfully designed to enhance your living experience. Step inside to find brand-new porcelain tile flooring that graces all the main living areas, bringing both elegance and durability to your home. The newly installed energy-efficient windows and doors ensure a peaceful environment and help keep your utility costs in check. Natural light flows freely through the space, thanks to a solar tube in the dining area, which brightens the interior and creates a warm, inviting atmosphere. The split bedroom floor plan is designed for maximum privacy and comfort. The freshly painted interior throughout the condo offers a clean and modern backdrop, ready for you to add your personal touch and style. Convenience is key with the in-unit washer and dryer, making laundry days hassle-free. The meticulously landscaped, covered rear patio is perfect for relaxing outdoors, whether you're enjoying your morning coffee or unwinding after a long day. Living in Normandy Park South means embracing a vibrant community with exceptional amenities. The serene waterfront setting on Shore Lake provides picturesque views that enhance the beauty of the area. The monthly HOA fee covers all utilities except electric, allowing for a worry-free lifestyle with lush, professionally maintained landscaping all around. Take advantage of the community’s impressive features, including a sparkling waterfront pool where you can swim and relax. The community clubhouse is a hub of activity, offering a kitchen, formal seating areas, outdoor seating, a game room, a library and more. Engage in friendly matches on the shuffleboard courts or simply enjoy the tranquil environment. This condo is not just a home but a gateway to a vibrant lifestyle in a community that caters to your every need. Schedule your visit today and see firsthand how this delightful condo offers both comfort and a fulfilling Florida lifestyle. Embrace the ease of living in Normandy Park South and make this wonderful property your new home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,037 | $1,024 | $1,328 |
Total Monthly Payment | $1,128 | $1,115 | $1,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.