3812 Cobblestone LANE, Punta Gorda, FL, 33980 | $360,000

Under contract-accepting backup offers. Pending with contingencies, will take back up offers. Welcome to this stunning 4-bedroom, 2-bath home located in a gated community near elite golf courses, top-tier entertainment, diverse dining options, fishing spots, shopping centers, and the breathtaking blue beaches of Florida. As you pull up to the home, you'll notice the oversized, beautifully paved driveway that adds to the home's impressive curb appeal. As you step inside, you are greeted by an incredible floor plan featuring a very large hallway that leads to an amazing open kitchen. This spacious kitchen, perfect for entertaining, boasts newer updated appliances, a new backsplash, and provides a beautiful view of the serene pond. Recent upgrades include new ceiling fans, new bedroom carpets, a new bathroom glass shower door, and extra insulation installed along with a new metal attic stairway. The roof was installed in November of 2022, and in 2023, an all-new extended, very large screened-in lanai was added, along with accordion shutters throughout the house for extra protection. Additionally, a remote screen door on the garage with no ground track was installed, adding convenience and style. This home has so many new features but no room to list them all. See the new feature attachment sheet for complete details. Seller had Fema elevation certificate done in March of 2023 and they noted it to be in Flood zone X NO FLOOD ZONE. Certificate is in attachments. Don’t miss out on this beauty!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car Driveway, Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,846
  • Acreage: 0.21
  • Est. Taxes: $559
  • HOA Fee: $377 Monthly
  • View: Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Number Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7495460
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/C7495460/3812cobblestonelane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 3:17:09 PM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3812 Cobblestone LANE, Punta Gorda, FL, 33980

$360,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $288,000 $288,000 $288,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.297% 5.597%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,820 $1,750 $2,334
Total Monthly Payment $1,942 $1,872 $2,456

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.