Step into this welcoming traditional home with bright spacious rooms and a comfortable vibe that you will love. The home has been beautifully updated both inside and out beginning with stunning luxury vinyl flooring throughout the home and soft contemporary paint. New Roof in 2020, Gas Tankless water heater in 2021 as well as Kitchen and Bath Renovations in 2021. The oversized Great Room opens to the Dining Room and Kitchen. The handsome Kitchen features white "shaker-style" cabinets, gorgeous stone countertops, stainless appliances including an upscale gas range, built-in microwave, dishwasher and popular French door see-through refrigerator. The primary bedroom has an ensuite Bathroom that has been renovated with a new vanity with dual sinks, stone countertop, large jetted tub with shower and walk-in closet. Step out to a gorgeous screened-in paver patio that is perfect for entertaining your family and friends. Double garage, privacy fencing, and a nice storage shed with electric are all great additions to the property. No need to worry about replacing the AC or roof as they were both replaced in recent years. Enjoy the tankless water heater and gas heating that have both been added. This home sits on a nice private, fenced-in lot in a great location close to everything the area offers, including beautiful Gulf beaches, shopping, dining and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,701 | $2,159 |
Total Monthly Payment | $1,966 | $1,942 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.