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48 Roy Drive, Smithtown (Nesconset), NY, 11767 | $769,999
Incredible opportunity! Magnificent expanded Colonial. Neighborhood features sidewalks and home is located mid block on perfect flat lot. Smithtown School District. Expanded blacktop driveway with paving stone border, cement skirt and front path. Partial brick front facade, front portico with white pillars, beautiful vinyl siding. Three year young roof, soffit lighting and outdoor outlets for holiday lights. Resort style backyard with completely fenced and heated in ground swimming pool with waterslide and Jacuzzi seats. Three year young liner. Variable speed pump and filter. Enormous paver patio, great for entertaining. Open floor plan, custom molding, recessed lighting, surround sound. Formal dining room with custom wall molding. Chef's kitchen with oak cabinets, granite countertops, tile backsplash, stainless steel appliances, double stainless steel sink, and lots of cabinet and counter space. Kitchen extension with triple windows and double skylight. First floor mudroom/laundry room with additional powder room. Breathtaking den with new windows, vaulted ceilings, skylights, recessed lighting, and gorgeous flooring. Formal living room with vaulted ceilings, recessed lighting, lots of natural light. Hallway bath with tub and shower, enormous primary suite with ceiling fan, spa like primary bath with glass standup shower. Additional spacious bedrooms. Basement with high ceilings, Weil McLean boiler, 200 amp electrical panel, wired for generator.
Features
- Town: Smithtown
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1971
- Garage: 2-car Attached
- Heating: Oil, Hot Water
- Cooling: Central Air
- Basement: Finished, Partial
- Acreage: 0.23
- Est. Taxes: $14,412
- Elem. School: Tackan Elementary School
- Middle School: Great Hollow Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 3570878
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/3570878/48roydrive_smithtown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
48 Roy Drive, Smithtown (Nesconset), NY, 11767
$769,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $615,999 | $615,999 | $615,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,201 | $1,201 | $1,201 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,282 |
| Total Monthly Payment | $5,391 | $5,387 | $6,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535