Under contract-accepting backup offers. Contract fell through because buyer had a change of heart. Property is in great condition and was not affected by recent hurricanes. Welcome to your dream home in the heart of Timber Oaks, Port Richey! This lovely well-maintained 2 bed, 2 bath, 2-car garage home is ideally located in one of the area's most popular 55+ ACTIVE ADULT Communities! Step into the stylish kitchen featuring Granite countertops, wood cabinetry, a convenient breakfast bar, and top-of-the-line stainless steel appliances. Create lasting memories at the living space, accentuated by wood laminate flooring, ceiling fans, and abundant natural light. Enjoy the serenity of no rear neighbors and the seamless transition between indoor and outdoor living with interior sliding doors leading to the inviting Florida Room. The home's recent upgrades include a newer roof (2023), newly installed Solar Panels (2023), a Water Filtration System for the entire house (2023), newly painted interior (2022), new Washer & Dryer, newer HVAC (2023) ensuring both comfort and sustainability for years to come. Experience Timber Oaks assortment of amenities, including a clubhouse that's set against the picturesque backdrop of Footprint Lake. Enjoy the day at the pool, patio, or spa. You can also play a few games on the tennis courts or shuffleboard courts. There are also ample walking and biking trails and greenspace throughout the community. Conveniently situated shopping centers, dining options, beaches, and medical facilities, this home offers accessibility to everything Port Richey has to offer. Plus, with Tampa Bay just a short drive away, adventure awaits in every direction. Experience the joy of owning a centrally located home at an incredible value. Schedule your showing today!
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Our Executive Mortgage Banker:
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$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,603 | $1,587 | $1,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.