One or more photo(s) has been virtually staged. Under Construction. USDA!! Experience the charm of rural living with this stunning new construction home located in the serene community of Indian Lake Estates. This beautifully designed 3-bedroom, 2-bathroom home sits on a spacious half-acre lot with no backyard neighbors, offering privacy and ample space for outdoor activities.
Relish the open-concept layout with upgraded finishes throughout, providing both style and functionality. Nestled on a half-acre lot, this home offers a peaceful retreat with the tranquility of a countryside setting. From the sleek kitchen with stainless steel appliances to the luxurious bathrooms, this home is packed with high-quality upgrades. As a brand-new construction, this home comes with the peace of mind that only a new home can offer. Take advantage of USDA eligibility and potential county funding, making this home incredibly affordable with just the cost of inspections. The expansive lot provides plenty of space for your recreational vehicles, boats, and more.
Embrace the freedom of wide-open spaces with room to breathe and grow. Indian Lake Estates offers a friendly, welcoming community with plenty of amenities and natural beauty. Don’t miss this incredible opportunity to own a new home in a picturesque location. Contact us today to learn more about making this dream home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$316,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,800 | $252,800 | $252,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,680 | $2,132 |
Total Monthly Payment | $1,791 | $1,768 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.