Spacious home on over one third acre in nice area near everything. Good neighbors keep their homes tidy with lovely gardens. Very tranquil area. Large border trees provide great shade and lots of quiet privacy. Relax by the great firepit down in the woods in the way back. Cheerful hilltop neighborhood. Bright and fresh area. Quiet one way street. Hear the bells of Mario the Ice Cream guy. He comes by making his great treats. Its a great time to greet the neighbors. Upon moving in to 122 Ridge you become an honorary member of the free cone of the month club for 2024. Life is good here! Revel in the long sunset views especially in winter. Steps to bus-line. Enjoy lovely Washington Park! Swim, baseball, basketball, cricket. Work out in the gym, join the neighbors for movie nights, Zumba classes. Expansive land, perfect for relaxing, entertaining, major gardening, sports, raise chickens, quail, more! Tomatoes are ripening now. Pick your raspberries, strawberries. Enjoy the peace, feed the birds and they will sing. Keep up their homes, and they will raise their young. Please see agent remarks or talk to any broker about enhanced accessibility daily. Fabulous living, great investment! Thanks. Come see new upgrades being completed right now. Come see!
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,462 | $1,855 |
Total Monthly Payment | $2,007 | $2,006 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.