40 County Road 92, Roscoe, NY, 12776 | $318,000

You will never want to leave this cozy three bedroom pristine "French Country" ranch set in the Lower Catskill Mountains in the small rural town of Roscoe NY. Inviting front porch as you enter the house. Formal Dining Room. Livingroom with wood burning stone fireplace with cathedral ceiling, with beams, tongue and groove knotty pine. Cozy Country eat in kitchen, French door to master Bedroom, Two other nice sized bedrooms. unique Large bathroom that is two rooms (easily can install a stackable washer/dryer. ) Full basement with outdoor exit, Large workshop, Sliding glass doors enters the deck which overlooks the open back yard bringing privacy and tranquility. Enjoy wildlife such as deer prancing thru as you sip your coffee, Enjoy entertaining family/friends, games or just sit around the bbq pit roasting S'Mores and telling stories. House sits on one acre of well maintained grounds. Drilled well. 1000 gallon Septic tank with leech fields.
In 2011 Roscoe was voted the #1 fishing town across the entire USA! Minutes to fly fishing the cool waters of the Beaverkill/Willowemoc Rivers, Junction Pool, several other famous fishing pools. There are several great eateries to choose from, Golf, Pickleball, Tennis, Entertainment and dining is one mile to the Beautiful Roscoe Mountain Resort. State Land nearby for Hiking, Hunting and Snowmobiling. Roscoe Brewery named #1 in 2017! Do Good Distillery! Fishing Shops, Cafes', Grocery Stores. . . others nearby five minutes away in Livingston Manor The Catskill Brewery and the Upward Brewery. 25 minutes to the famous 1969 Woodstock site - Bethel Woods performing Arts Center, 30 minutes to the Resort World Casino and Katrite indoor Water Park, Holiday Mountain for outdoor entertainment as well as skiing in winter, Close to the Greek Monastery. Farmers Markets! Antiques Shops! Outdoor/Indoor music as you enjoy a drink, 2. 5 Hours from NYC. Come see why everyone is moving to the Catskills! Additional Information: HeatingFuel: Oil Above Ground,

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1954
  • Heating: Electric, Oil, Baseboard, Hot Water
  • Cooling: None
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 1,314
  • Acreage: 0.97
  • Est. Taxes: $3,154
  • Lot Desc: Views, Level, Part Wooded
  • View: Mountain(s)
  • Elem. School: Roscoe Central School
  • Middle School: Roscoe Central School
  • High School: Roscoe Central School
  • School District: Roscoe
  • Appliances: Electric Water Heater, Dishwasher, Refrigerator
  • MLS#: H6322090
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/H6322090/40countyroad92_roscoe_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Elliott & Pomeroy Inc   Phone: 607-498-5222

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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40 County Road 92, Roscoe, NY, 12776

$318,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $254,400 $254,400 $254,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $263 $263 $263
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,714 $1,691 $2,145
Total Monthly Payment $2,052 $2,029 $2,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.