Come Home to this Beautifully Maintained Move-in ready 3-bedroom, 2-bath residence nestled in a quiet cul-de-sac within the highly sought-after gated community of Crystal Oaks. This home is situated in a very high & dry location, eliminating any concerns about flooding.
Recent upgrades include a brand new 2024 SEER HVAC system with a 10-year transferable warranty and all-new vinyl windows on the lanai. As you step inside, you'll be welcomed by 1, 998 square feet of bright and inviting living space, featuring vaulted ceilings and a split floor plan that enhances privacy. The spacious kitchen showcases granite countertops, a large sink and ample storage, seamlessly connecting to the family room and separate dining area—ideal for entertaining guests. The master bedroom conveniently located off the living room serves as a true retreat with his and her’s walk-in-closets, plus large ensuite bathroom that includes double vanities, a jacuzzi tub and tile shower. The two additional bedrooms are generously sized, both with walk-in closets, close to the guest bathroom making them perfect for guests or an office. Directly accessible through sliding glass doors is an oversized 12x26 screened porch, perfect for hosting outdoor gatherings. The laundry room comes equipped with extra cabinets for storage and an added shop sink for convenience. Additionally the home features a two-car garage that provides ample parking space. More improvements of the home include a New Roof-(2015), Brand New Carpet that’s never been lived on (2023) and a Water Heater (2017). Ideally located in the heart of Florida, this home offers easy access to all the amenities and attractions that the Sunshine State has to offer. It is just a short distance from the Crystal Oaks Civic Association and pool, also only 4. 6 miles from the new Black Diamond shopping center in Lecanto. Schedule your private showing today and start living the Florida lifestyle you have always dreamed of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,701 | $2,159 |
Total Monthly Payment | $1,930 | $1,906 | $2,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.