143 Phifer Drive, Spartanburg, SC, 29303 | $174,900

Cozy 2BR/1 bath bungalow in the heart of the east side of Spartanburg. Close to general shopping, schools, and all the downtown area of Spartanburg The 85 corridor is not far from this home either!!! Walk up on the large rocking chair front porch into a nice cozy living room with fireplace. Separate dining room off the living room into the kitchen. Kitchen has new countertops and new upper cabinets. Brand new stainless stove. Bathroom has new vanity, new tile around the surround and all new fixtures. Both bedrooms have beautiful hardwood floors. This home has been painted throughout, hardwood shave been refinished, new flooring in dining area, kitchen and bath. All new light fixtures and faucets throughout. There is a laundry room off the kitchen with new drywall, new light and cabinet for storage. Off the laundry room is an exit to the backyard. The deck was expanded so it is a great entertaining space for those family events and Spring time BBQs. Nice sized fenced in backyard. This would make a great started home or great for someone downsizing. Rental rates in this area are rising so this too would make a great investment property for a rental. Call showing time today for your showing.

Features

  • Amenities: None
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: 1st Floor, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Bungalow
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: None
  • Acreage: 0.35
  • Est. Taxes: $1,652
  • Lot Desc: 1/2 Acre or Less
  • Elem. School: Houston
  • Middle School: HE McCracken
  • High School: Spartanburg
  • Appliances: Electric Cooktop, Free-Standing Electric Range, Electric Water Heater
  • MLS#: 1528814
  • Days on Market: 200 days
  • Website: https://www.raveis.com
    /prop/1528814/143phiferdrive_spartanburg_sc?source=qrflyer
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Listing courtesy of Keller Williams Greenville Cen   Phone: 864-400-4100

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

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143 Phifer Drive, Spartanburg, SC, 29303

$174,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $139,920 $139,920 $139,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $138 $138 $138
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $966 $943 $1,190
Total Monthly Payment $1,179 $1,156 $1,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.