This charming home has updates throughout, plus vaulted ceilings and a custom designed 368 s/f screened-in lanai for your outdoor enjoyment. The kitchen, which is perfect for entertaining, features black stainless appliances, huge granite countertop, lots of cabinet space, and tile backsplash. The flooring in the main living areas is tile (kitchen/family room) and stain/scratch resistant coretec (living room/MBR). Other features include upgraded bathrooms, eight new impact resistant windows, brand-new water heater, a paver patio perfect for grilling, storm protection on the lanai (most of the shutters are electric for ease of use), a well for lawn irrigation, newer appliances in the utility room, and much, much more. Floor-to-ceiling, there's no work to be done and no other home this polished at this price point. Riviera Golf Estates (a quiet and friendly 55+ community) is only eight miles from Naples' gorgeous beaches and a ten-minute drive to the shops/restaurants on 5th Ave. The extremely reasonable $140/mo. HOA fee includes your internet, a newer heated saltwater pool with lap lanes, tennis/pickleball/bocce courts, exercise room, billiards room, and a large clubhouse with a very active social calendar. Isn't it time you owned your own little piece of Paradise in beautiful Naples, Florida?!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,395 | $3,137 |
Total Monthly Payment | $2,579 | $2,544 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.