117 Cottage Lane, Greenwood, SC, 29649 | $324,990

** SHORT TERM RENTALS ALLOWED. COMMUNITY BOAT SLIPS AVAILABLE. Welcome to your new dream lake home! One of the best parts of this home is that you a chance to work one on one with a professional designer to customize your home. This stunning new construction boasts 2 bedrooms, 2. 5 baths, and a versatile loft space. The open floor plan features two spacious bedrooms and two full baths on the main floor, a large open family room and kitchen providing both comfort and functionality. With professionally designed included features and the ability to add your own personal touch. The master bedroom includes his and her closets, a custom tile shower, his and her vanities and beautiful tile flooring. The shiplap accent wall highlights the modern fireplace while not taking any space from your family room. Making it the perfect place for relaxing after a day on the lake yet large enough to effortlessly accommodate family gatherings. The kitchen features your choice of backsplash, flooring, cabinets plus the ability to add all of the custom features to create the kitchen of your dreams. The loft is a great space for relaxing, a craft room, quest room, or even a game room. It also includes a half bath and extra storage room. To enhance your dream lake home we have added many premium options making the perfect blend of luxury and comfort. Nestled in a charming boutique community, you'll enjoy an array of lakefront amenities gated boat slips, club house, dock, restaurants and a tackle and bait shop. Lake Greenwood has affordable lakefront living without compromising on luxury. This area has so much to do and has everything that you need close by, including charming downtown shopping, many golf courses, college sporting events, horseback riding, out door movie theater and of course fishing, tubing, and boating! Perfect as a summer home, ideal for downsizing, or an excellent short-term investment property, this upgraded, new gem is a rare find. Don’t miss the opportunity to work with a professional designer to customize your dream lakefront retreat. Reach out today to find out more about this opportunity and view a model of this home.

Features

  • Amenities: Clubhouse, Common Areas, Street Lights, Sidewalks, Water Access, Dock, Boat Ramp, Neighborhood Lake/Pond, Cable TV, Storage, Marina
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Laundry Closet, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Craftsman
  • Year Built: 2024
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: None
  • Acreage: 0.04
  • Est. Taxes: $0
  • HOA Fee: $950 Annually
  • Lot Desc: 1/2 Acre or Less, Cul-De-Sac, Sidewalk, Interior Lot
  • View: Water
  • Elem. School: Other
  • Middle School: Brewer Middle School
  • High School: Greenwood
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Microwave, Tankless Water Heater
  • MLS#: 1532696
  • Days on Market: 158 days
  • Website: https://www.raveis.com
    /prop/1532696/117cottagelane_greenwood_sc?source=qrflyer
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Listing courtesy of DFH Realty Georgia, LLC   Phone: 910-631-6828

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

117 Cottage Lane, Greenwood, SC, 29649

$324,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,992 $259,992 $259,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,796 $1,752 $2,212
Total Monthly Payment $1,871 $1,827 $2,287

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.