Welcome to luxury stress free lake living. This exquisite gated lakefront community allows you to experience maintenance free living. This home comes with a deeded covered boat slip (slip #22), just off the main channel of Lake Hartwell. When you enter the home you will find soaring 10ft ceilings, 8ft solid wood doors, and hardwoods throughout the main level. The main living and dining area is open with a wall of windows to enjoy lake views. The master bedroom is located on the main level. It has private access to the covered porch area and deck. The porch is even more cozy when you can use your gas outdoor fireplace! The master bathroom has recently been updated with a new walk in tile shower, double vanities, and garden tub. It is a must see! The two car garage is oversized to allow room for storage. The lower level has a large storage area under the steps, 2 bedrooms and 2 full baths. There is also a covered patio area on the lower level. The HOA includes gated entrance, common area & dock maintenance, extensive landscaping & irrigation, street lights, termite bond, and exterior maintenance. Recent updates include rip rap along shoreline and concrete steps to dock. Spectrum is offered at a discounted rate through the HOA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,481 | $3,396 | $4,287 |
Total Monthly Payment | $3,710 | $3,625 | $4,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.