*** OPEN HOUSE EVERY SUNDAY FROM 2 PM - 4 PM *** Lake Hartwell Villas is inviting you home to enjoy the relaxing lake life! This two bedroom, two bathroom end unit condominium features New Architectural Shingle Roof, New HVAC, New Water Heater, New Exterior Paint and Trim, New Interior Paint, New Stainless Steel Range, Dishwasher and Microwave, New Stackable Washer and Dryer, New LVP Waterproof Flooring, New Quartz Countertops, New Light Fixtures, New Electric Fireplace and New Interior and Exterior 6 Panel Doors. The bedrooms have walkout decks with views overlooking 40+ acres. This community is conveniently located less than 10 minutes to I-85, 30 minutes to Clemson, 5 minutes to a Lake Hartwell boat landing and 20 minutes to the quaint downtown shops, restaurants and breweries of Seneca. The community offers a clubhouse with a gym, restaurant, bar, swimming pool, 2 hot tubs, a putting green, multiple common areas with gazebos and firepits. The community amenities are scheduled to be available for use November 2024 and HOA Dues will be reduced by 50% ($130) per month until the amenity areas (pool, hot tub, bathrooms, gym) of the clubhouse are functional. Water, Sewer and trash are included in the HOA fee. *This is a rare find for investors as this community still allows both short and long term rentals. * Schedule your private tour today and secure your unit while we are still in the early stages of the development before prices start to rise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $825 | $824 | $1,046 |
Total Monthly Payment | $900 | $899 | $1,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.