Introducing 498 Church St, a beautiful home with a mixture of old, new, and artsy feels with 3-bedrooms, 2-bath home that combines modern and suburban tranquility in the appealing city of Laurens. This property is proudly situated in the Laurens District 55 school system. The character is not lost in this home with its high ceilings, large master, and large hallway through the center of the home. The master suite is a sanctuary of privacy, featuring a luxurious bathroom complete with a gorgeous walk-in shower. The office, off the master, presents a flexible space that could be used for a media room, nursery, or library. The living room and den, with the soaring 9 ft+ ceilings, is the centerpiece of the home, offering more room than you need for hosting and creating memories. Cooks will take pleasure this large kitchen with counterspace in abundance. Even better than the cosmetic allure of the home is the recent upgrades including a new HVAC system in 2023 and new roof in 2020. Recently painted walls throughout! Additional conveniences include a long driveway that has multiple areas for parking, large established trees that create plenty of shade, plenty of space between you and your neighbors, and a beautiful wrap around porch for relaxing. Live a balanced and peaceful life in a unique small town at 498 Church St. *Assumable VA Loan at 3. 37% upon meeting eligibility requirements from seller's mortgage company*. Your next chapter waits for you in Laurens.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $7 | $7 | $7 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,142 | $1,142 | $1,486 |
Total Monthly Payment | $1,224 | $1,224 | $1,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.