Seneca, SC, 29678 | $529,900

Welcome to Cross Creek plantation a private established gated golf community located in Seneca, South Carolina set on 500 rolling acres in the foothills of the Blue Ridge Mountains, Cross Creek combines country club amenities with our areas natural beauty and a healthy dose of southern charm. A morning ride on your golf cart can find you at the bogey bar and grill, enjoying a cup of Java with friends and a round of golf on our challenging Pete dye designed golf course. Endless daily activities could include a leisure day at the pool, Pickleball, fishing or boating on one of our beautiful lakes or a hike in our Blue Ridge Mountains ending with dinner at the bogey bar and Grill. This all brick ranch home is tucked away on a double cul-de-sac corner lot with mature landscaping, providing an array of endless flowers, trees, and blueberry bushes. As you head through the front door to the open floor plan, you will find numerous upgrades, (2022) to include a gourmet kitchen with 6 foot island, custom granite, stainless steel appliances, granite sink, fresh paint, and new hardware. The fireplace in the living room has new brick, gas logs, firebox and mantle. It is accented on both sides with shelving and cabinets. The right wing of the home has a full guest bath between the Jack and Jill bedrooms. Both bedrooms have a nice sized closet one being a walk-in, and the other with folding doors. Head upstairs to a frog (a large flex room over the garage. ) which could be a media room, craft room, office or second master suite. This side of the home has a lot of storage. The private master suite is on the left side of the home and has been totally upgraded with new carpet, paint, and lighting. The en suite has new (2022) vinyl flooring, lighting, granite, sinks, toilet, plumbing fixtures, hardware, and a beautiful walk-in 6 foot shower. There is also plenty of storage space in the master closet, linen closet, and cabinets. You can also enjoy the beautiful enclosed porch off the living room all year round as a reading room or another area while entertaining. There are numerous activities to join at Cross creek just to mention a few the men’s golf league, the women’s golf league, up and coming Pickleball, swimming or just a scenic walk-through the community with friends. Come and see what Cross Creek Plantation has for you!

Features

  • Amenities: Clubhouse, Common Areas, Golf, Street Lights, Pool
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Year Built: 2002
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.28
  • Est. Taxes: $2,113
  • HOA Fee: $4,740 Annually
  • Lot Desc: 1/2 Acre or Less, Corner Lot, Cul-De-Sac
  • Elem. School: Blue Ridge
  • Middle School: Seneca
  • High School: Seneca
  • Pets Allowed: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Oven, Refrigerator, Microwave, Electric Water Heater
  • MLS#: 1525384
  • Days on Market: 144 days
  • Website: https://www.raveis.com
    /prop/1525384/_seneca_sc?source=qrflyer
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Listing courtesy of Justin Winter & Assoc   Phone: 864-481-4444

William Raveis Family of Services

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Seneca, SC, 29678

$529,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,576 $2,576 $3,350
Total Monthly Payment $2,844 $2,844 $3,618

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.