***Rates just dropped, making now an excellent time to enter the South Carolina real estate market. A lush corner lot with old-growth trees, a classic 1, 762-square-foot ranch home with vaulted ceilings, primary suite separation, and a sunroom for all your indoor plants—all these features make your next home in Upstate South Carolina phenomenal. Picture this: You arrive home from a camping trip in your RV, and instead of taking your rig to be stored, you bring it home to park it in your backyard. Then a few feet away, you mosey into your future garden, picking fresh green bell peppers for your dinner while you let your pup run wild in the . 45-acre lot. This picture can be yours! Whether you need an office space or a storage area, the outside shed is a versatile addition to this property. It can be easily transformed into a comfortable office or a well-organized storage space, allowing you to use it as you see fit. This gorgeous home is just eight minutes from every store you’ll ever need but far enough out that you won’t feel like you’re near a city. It is also only twenty minutes from the lakes. You’ll love the possibilities this gorgeous home will provide you. Live your best life at 102 Stratford Rd. Call me for a private showing today!
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,897 |
Total Monthly Payment | $1,641 | $1,641 | $2,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.