Welcome to the serene beauty of Cliffs Valley! Nestled at the end of a tranquil cul-de-sac on Valley Lake Trail, this prime home site offers the perfect canvas for your dream home. Boasting a level terrain and lush woodland surroundings, this generous lot features ample street frontage, ideal for creating a stunning residence that harmonizes with nature. Conveniently situated near the esteemed Cliffs Valley Wellness Center and private golf club, this property presents an exceptional opportunity for luxurious living. What sets this lot apart is its inclusion of a current Cliffs Valley membership, granting the new owner the privilege to purchase either an Active or Golf membership—an invaluable asset ensuring access to exclusive amenities. An Active membership affords residents the use of the magnificent 15, 000 square foot Wellness Center, tennis courts, Lake Region Beach Club, marina, and dining privileges at any of the seven Cliffs properties. For golf enthusiasts, the Golf Membership provides access to the prestigious Cliffs courses, in addition to all the benefits enjoyed by Active members. Centrally located amidst the other six Cliffs communities, Cliffs Valley offers unparalleled convenience and luxury living. Just a short drive away, residents can immerse themselves in the vibrant cultural scenes of Greenville, SC, and Asheville, NC, while also enjoying proximity to the renowned Biltmore Estate. Embrace a lifestyle of moderate weather and natural splendor, with the breathtaking Blue Ridge Mountains as your backdrop. Explore numerous walking trails, lakes, and streams, indulging in the beauty of all four seasons, with snow being a rare occurrence. Designed by the eminent Ben Wright, the Cliffs Valley golf course exemplifies excellence in golf architecture, joining the esteemed ranks of courses crafted by legends such as Gary Player, Jack Nicklaus, Tom Fazio, Tom Jackson, and Ben Wright across the Cliffs communities. Discover the epitome of luxury living at Cliffs Valley.
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Our Executive Mortgage Banker:
Our Insurance Division:
$50,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $40,000 | $40,000 | $40,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $243 | $243 | $316 |
Total Monthly Payment | $318 | $318 | $391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.