***Owner Financing and Rent to Own Available! See terms below*** Welcome to urban living at its finest! This beautifully remodeled 2-bedroom, 1-bathroom residence in the heart of downtown is a true gem. Every detail has been carefully curated, creating a modern and inviting space. Step inside to discover brand new luxury vinyl plank flooring that seamlessly connects the living spaces. The kitchen has been transformed with granite countertops, new cabinet doors, and hardware, providing a sleek and contemporary feel. Enjoy the brand new deck, perfect for entertaining or sipping your morning coffee. The bathroom has been completely renovated with a new toilet, vanity, and all-new lighting fixtures, ensuring a spa-like experience. The entire property has been freshly painted, providing a clean canvas for your personal touch. All appliances, including the stacked washer and dryer unit, come with the property. This turnkey home is ready for you to move in and start enjoying the downtown lifestyle. Don't miss the chance to own this meticulously upgraded residence. Schedule a showing today and experience the perfect blend of modern design and urban convenience! This home is also a great investment opportunity for Long Term Rentals - It's close to the hospitals -great for hosting travelling nurses!! ***Rent to own terms: With acceptable down payment/option fee, sale price of $309, 000 - minimum lease term of 12 months to exercise option to purchase. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,483 | $1,914 |
Total Monthly Payment | $1,836 | $1,834 | $2,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.